logo

What Is Executive Health vs. an Annual Physical?

Executive Health vs. an Annual Physical: What's the Real Difference?

Patients often ask whether an executive health program is just a premium annual physical with a higher price tag. The honest answer is no — they are fundamentally different products, designed for different goals, and delivered differently. This page explains what separates them, who each is appropriate for, and what a comprehensive executive health program at Ogiso Health includes.

What Happens at a Standard Annual Physical?

A standard annual physical — also called a wellness visit or preventive visit — is a routine, insurance-covered appointment typically lasting 20 to 40 minutes. It generally includes:

  • Blood pressure, weight, and basic vital signs
  • Routine lab work (CBC, metabolic panel, lipid panel, glucose)
  • Brief review of medications and chronic conditions
  • Age-appropriate screening referrals (colonoscopy, mammogram, etc.)
  • Immunization review

The annual physical is designed for population-level screening — catching common, preventable conditions in a time-efficient, insurance-reimbursable format. It is not designed for individualized health optimization, advanced risk stratification, or extended physician consultation.

What Is an Executive Health Program?

An executive health program is a physician-designed, comprehensive preventive medicine evaluation built around your individual risk profile, health goals, and occupational demands. It is not rushed, not constrained by insurance billing codes, and not limited to what a 20-minute visit can accomplish.

At Ogiso Health, the executive health program is led by Dr. Olatunde Oso, a Board-Certified Preventive and Occupational Medicine physician — a specialist whose entire training is focused on disease prevention and health optimization, not acute care.

Side-by-Side Comparison

Annual Physical: 20–40 minutes with a generalist. Routine labs. Insurance-driven screening. Generic recommendations. Little time for discussion. Billed to insurance at contracted rates.

Executive Health at Ogiso Health: Extended physician time — no clock-watching. Advanced laboratory panel tailored to your risk profile. Cardiovascular, metabolic, and occupational health assessment. Body composition analysis. Personalized written health plan. Cash-pay, no insurance restrictions. Physician who specializes in prevention.

What Does the Ogiso Health Executive Health Package Include?

  • Extended one-on-one consultation with Dr. Oso (no time limit)
  • Comprehensive health and occupational history
  • Advanced laboratory panel: lipid fractionation (LDL particle size and number), inflammatory markers (hsCRP, homocysteine), metabolic panel, HbA1c, thyroid (TSH, free T3, free T4), hormone levels, vitamin D, ferritin, and additional markers based on individual risk
  • Cardiovascular risk assessment beyond standard Framingham scoring
  • Body composition analysis
  • Occupational health and workplace stress review
  • Nutritional, sleep, and lifestyle evaluation
  • Cancer screening coordination and counseling
  • Written personal health summary and prioritized action plan
  • Follow-up communication to review results

Who Is the Executive Health Program Right For?

The executive health program at Ogiso Health is appropriate for individuals who:

  • Want a thorough, unhurried health evaluation led by a preventive medicine specialist
  • Have high-stress, high-demand careers and want to actively manage their long-term health risk
  • Are not satisfied with the depth of a standard annual physical
  • Want advanced cardiovascular or metabolic risk assessment beyond routine screening
  • Are preparing for a significant life or career transition
  • Are purchasing executive health as a benefit for a key employee

Does Insurance Cover Executive Health?

The executive health program at Ogiso Health is offered on a direct cash-pay basis. This model eliminates insurance restrictions on visit time, lab selection, and scope of evaluation. HSA and FSA funds are accepted. Some individual diagnostic components may be billable to insurance depending on your plan — this is discussed at the time of scheduling.

What Is the Cost?

The comprehensive executive health package at Ogiso Health is priced at a flat fee of $2,500. This covers the full evaluation: physician consultation, advanced labs, written report, and follow-up review of results. There are no itemized surprise charges for standard components of the package.

Financial Disclosure

The $2,500 flat fee covers the physician evaluation, standard advanced laboratory panel, and written health summary. Additional specialized testing (e.g., advanced cardiac imaging, genetic panels, or sleep studies) would be quoted separately if indicated and desired. Payment is due at or before the time of the appointment. Accepted payment methods include check, ACH transfer, and major credit cards. HSA/FSA cards accepted.

How Do I Schedule?

No referral is required. Contact Ogiso Health at 615-397-6243 or book directly through our scheduling system. We are located at 2700 Gallatin Pike, Suite D, Nashville, TN 37216.

Ready to invest in your health? Schedule your executive health consultation at Ogiso Health today.